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SECTION 3 -REJECTING THE SETTLEMENT OPTION TO FILE A LAWSUIT
AGAINST DCC LITIGATION FACILITY, INC.


Important: There is a cap of $400 million Net Present Value available to pay all defense costs, administrative costs, and costs of judgements and/or settlements for opt out personal injury claimants.

 

Q3-1. "What is DCC Litigation Facility, Inc.?"

             DCC Litigation Facility, Inc. is a corporation that was created to defend lawsuits filed by claimants who
             reject the settlement benefits. (These claims are referred to as opt-out claims.) DCC Litigation Facility, Inc.
             is the entity that has assumed all liabilities of Dow Corning, its shareholders, and other "Released Parties"
             for personal injury claims arising from certain Dow Corning products including breast implants.


Q3-2. "What does it mean to file a lawsuit and try my case against DCC Litigation Facility, Inc.?"

             If you reject the Settlement Option, you must file a lawsuit in the U.S. District Court in Michigan and try
             your case against DCC Litigation Facility, Inc. You are strongly encouraged to consult with an attorney
             prior to making this decision. If you file a lawsuit, you must follow the Case Management Order. If you
             reject the settlement benefits, then:

             (a). You will not be eligible for any settlement benefits from the Settlement Facility.  This means that you
                    cannot apply for Explant, Rupture, Expedited Release or Disease payments. Your choice to reject the
                    settlement benefits is permanent. You cannot return to the Settlement Option in the future or receive
                    any settlement benefits from the Settlement Facility. If you lose your case, you cannot return to the
                    Settlement Option, and you cannot receive any payment.

             (c). You will have the burden of proving that your breast implant caused your disease or other
                    problems.
DCC Litigation Facility, Inc. will contest your claim that your implant caused your disease
                    or other problems.

             (d). Your case will not be set for trial until the District Court certifies that you have met the requirements in
                    the Case Management Order and are ready to proceed to trial. The trial will be either in the Eastern
                    District of Michigan, the federal district court in the district where your claim arose, or in an
                    appropriate state court as defined in the Case Management Order.

             (e).  If you live outside the U.S., DCC Litigation Facility, Inc. may try to have your case referred to a
                    court in your country
under the doctrine of "forum non conveniens."

             (f).  Other than filing your lawsuit within the deadline in the Case Management Order, no litigation will be
                    permitted until after the Plan of Reorganization becomes effective. The "Effective Date" occurs after all
                    appeals are concluded, there is a confirmed Plan of Reorganization, and other conditions described in
                    the Plan Documents have been met. The litigation option will take more time and effort on your part
                    than the Settlement Option, since it often takes years before cases are set for trial.

             (g). You will not be permitted to recover punitive damages.

             (h). You must file a lawsuit in court against DCC Litigation Facility, Inc. (unless you have a previous action
                    pending). The lawsuit must follow the procedures and deadlines established in the Case Management
                    Order Sections 5(a) and 5(f). Read the Case Management Order Outline and MOL Orders 40, 44
                    and 44a and other applicable MOL Orders (the MOL orders are located at
                    http://www.fjc.gov/BREIMLIT/mdl926.htm

             (i).   If you do not file your lawsuit by the deadline in the Case Management Order or any applicable
                    statute of limitation, your case will be dismissed and barred forever, and you will not be able to
                    recover any payment.

             (j).  You must comply with case specific discovery requirements set out in Section 9(b) and Section 11 in
                    the Case Management Order. These include - as in any litigation - responding to interrogatories,
                    producing your relevant medical records, and appearing for depositions.

             (k). Pursuant to Section 10 in the Case Management Order, the MOL documents and depositions located
                    in the National Depository, and the report of the 706 Panel (including any depositions) may be used in
                    your individual trials in accordance with the Federal Rules of Evidence and various orders of the MOL
                    court. Additional non-case specific discovery will be allowed only if recommended by the Special
                    Master and approved by the federal court for the Eastern District of Michigan.

             (l).  Your identity and Proof of Claim form will be publicly available and will not be confidential as it
                   will be if you choose the Settlement Option. Claims in the Settlement Option will be confidential.


Q3-3. "Where are the rules for filing a case against DCC Litigation Facility, Inc.?"

             Read the Case Management Order Outline at Tab 3, or the entire CMO at www.dcsettiement.com.


Q3-4. "What court has jurisdiction over cases against DCC Litigation Facility, Inc.?"


            Judge Denise Page Hood of the United States District Court, Eastern District of Michigan, has jurisdiction
            over all claimants who reject the Settlement Option.


Q3-5. "How much money is allocated to DCC Litigation Facility, Inc.?"


            There is a cap of $400 million Net Present Value available to pay all defense costs, administrative costs,
            and costs of judgments and/or settlements for opt out personal injury claimants.


Q3-6. "Is there a cap or limit on how much I can recover on my individual claim?"

            The Plan Documents do not place a limit on any individual litigation recovery. However, if the total value of
            resolved claims against DCC Litigation Facility, Inc. exceeds $400 million (Net Present Value), the
            Finance Committee will have authority to recommend reductions in payments to claimants who
            rejected the Settlement
Option. In no event will more than $400 million (Net Present Value) be allotted
            to pay claims against DCC Litigation Facility, Inc.


Q3-7. "What should I do before I make my decision to settle or file a lawsuit against DCC Litigation
             Facility, Inc.?"

            Read this entire Claimant Information Guide and the Case Management Order carefully to understand what
            will be required of you. If you are represented by an attorney, consult with your attorney before you make
            a decision. If you do not have an attorney, you are strongly encouraged to obtain one if you decide to reject
            the Settlement Option.

            The Settlement Facility and the Claims Assistance Program cannot advise you on what decision you should
            make and cannot give you any legal advice. If you choose the Settlement Option, you are not required to
            have an attorney to submit a claim for benefits. However, if you are represented by an attorney, contact
            your attorney regarding your claim.


Q3-8. "My husband wants me to file a lawsuit, but I want to settle my claim in the Settlement Facility. 
             Can he file a lawsuit if I choose to settle?"

            No.  If you choose to settle your claim, your spouse cannot file a lawsuit.


Q3-9. "If I decide to file a lawsuit but later change my mind, can I apply for settlement benefits?"

            When we receive your Participation Form stating that you are rejecting settlement benefits and are filing a
            lawsuit, we will send you a letter confirming your decision.

            You will have thirty (30) days from the date on that letter to inform us if you made a mistake or change
            your mind and want to settle your claim.  After that thirty (30) day time period has expired, you will
            not be able to change your mind and apply for settlement payments.


Q3-10. "I have a breast implant made by Dow Corning (Class 5) and a silicone gel breast implant from
              Bristol (Class 7). Can I file a lawsuit for my Dow Corning breast implant and receive settlement
              benefits from Class 7 for my Bristol silicone gel breast implant?"

               No.

Q3-11. "I have a Dow Corning breast implant (Class 5) and a Dow Corning TMJ implant (Class 9).  Can
               I file a lawsuit just for my TMJ implant?

              Yes.

Q3-12. "I don't have a disease now, but I am concerned that I may develop one in the future.  If I reject
               the settlement benefits, do I have to file a lawsuit now, or can I file a lawsuit a couple of years
               from now if I become ill?"


              Sections 5(a) and (f) in the Case Management Order provide that if you have a manifested injury as of the
              Effective Date, then you must file a lawsuit (unless one is already pending) within sixty (60) days after your
              opt out decision is final.  If you do not have a manifested injury as of the Effective Date, then you must file
              a lawsuit either:

              (a). one hundred eighty (180) days after your illness or symptoms of sufficient severity to support a
                    disease payment have become manifest or

              (b). the fifteenth (15th) anniversary of the Effective Date, whichever comes first.


Q3-13. "What is a "manifested injury?"

              A manifested injury means that you have an illness or symptoms of sufficient severity to support a disease
              payment under either Disease Option 1 or Disease Option 2.


Q3-14. "If I do not have a manifested injury of disease as defined above, but I have a ruptured Dow
              Corning breast implant, what is the deadline for me to file a lawsuit against DCC Litigations
              Facility, Inc.?"

              If you are not a minor, you must file a lawsuit within sixty (60) days after your opt out decision is final.


Q3-15. "The Participation Form asks for information about my implant and case. Do I have to fill
               this out?"

               Yes. This information will assist the District Court and DCC Litigation Facility, Inc. in identifying your
               case and file. It may also be used to determine if you have a presently manifested injury, which triggers
               the time period to file your lawsuit.


Q3-16. "The Participation Form has a place for my attorney to sign. Does my attorney have to sign this
               form for me to file a lawsuit?  What if (s)he won't sign?

               If you are represented by an attorney, consult with your attorney about your decision. Your attorney is
               supposed to sign the Participation Form stating that (s)he has consulted with you. If your attorney refuses
               to sign, you can still submit it and it will be valid.


Q3-17. "Who will be given access to my decision to file a lawsuit? Will it be kept confidential?"

              The Participation Forms for all claimants who reject the settlement benefits will be filed in the United
              States District Court for the Eastern District of Michigan. They will become public documents. They
              will also be provided to the Physicians and Health Care Providers in Classes 12 and 13, as well as to the
              U.S. Government, as provided for in the Settlement Facility Agreement.


Q3-18. "I read or received a copy of MDL Order Number 44 and 44A, signed by U.S. District Judge
              Sam C. Pointer. He dismissed my Dow Corning lawsuit in 1998. Does this mean that I am not
              eligible to participate in the Settlement Facility?

               Judge Pointer entered MOL Order 44 on April 6, 1998 and Order 44A on September 21, 1998. These
               Orders dismissed pending lawsuits filed by breast implant claimants against Dow Corning and/or its
               Shareholders. The cases listed in Orders 44, 44A and other orders, which are listed at the MOL 926
               web site (www.fjc.gov/BREIMLIT/mdI926.htm), were dismissed without prejudice. If you were a
               plaintiff in one (1) of the cases listed in either Order 44 or 44A. you are still eligible to participate in the
               Settlement Facility.  However, if you reject the settlement benefits, you may have to re-file a new lawsuit.
               Read Section 3 of this Claimant Information Guide and the Case Management Order Outline carefully.


 

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